How do I check if a broker or investment platform is licensed in India?

Search the exact company name on the official register: SEBI registered intermediaries, RBI Sachet. Use only the contact details shown on the register.

How do I check if a loan app is approved in India?

Check the lender on: RBI — regulated entities and lending apps, RBI Sachet. Never pay an upfront fee and never give a loan app access to your contacts.

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Is it licensed in India?

How to check an investment platform, forex or crypto broker, loan app, bank or insurer in India — and the red flags of unlicensed operators.

Check a company now

Investment or trading platform

SEBI registered intermediaries
Brokers, advisers and portfolio managers must be SEBI-registered. Forex trading with offshore platforms is illegal for residents.RBI Sachet
Check and report unauthorised deposit-taking and lending.

Forex, CFD or crypto broker

SEBI registered intermediaries
Brokers, advisers and portfolio managers must be SEBI-registered. Forex trading with offshore platforms is illegal for residents.

Loan app or lender

RBI — regulated entities and lending apps
Lending apps must be operated by or partnered with an RBI-regulated bank or NBFC.RBI Sachet
Check and report unauthorised deposit-taking and lending.

Bank, wallet or payment app

RBI — regulated entities and lending apps
Lending apps must be operated by or partnered with an RBI-regulated bank or NBFC.

Insurance or warranty

IRDAI
Licensed insurers.

Red flags of unlicensed firms

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It promises guaranteed or fixed high returns (e.g. "2% daily")
Real investments never guarantee returns. This alone is enough to walk away.
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Withdrawals need a fee, tax or "unlock" deposit first
The classic final stage of investment and loan-app scams. You will never see the money.
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You found it through social media, a dating match or a WhatsApp/Telegram group
Licensed firms do not recruit through strangers in group chats.
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An "account manager" pressures you to deposit more
Pressure to top up is how losses grow.
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Deposits are only accepted in crypto or to personal bank accounts
Licensed firms take payments in their own company name.
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You cannot find the exact company name on the official register
If it is not on the register, it is not licensed — whatever its website says.
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It sells an "AI trading bot" or "arbitrage" system with steady profits
Automated-profit promises are a favourite crypto scam wrapper.